Univrsity Of Tehran Press Journal of Business Management 2008-5907 9 3 2017 11 22 Analysis of Competition and Concentration in Insurance Industry of Iran and Appropriate Competitive Strategies Analysis of Competition and Concentration in Insurance Industry of Iran and Appropriate Competitive Strategies 641 660 63846 10.22059/jibm.2017.127965.1719 FA FATEMEH Abbasi Ph.D. Candidate in Business Policy Making, Faculty of Management, University of Tehran, Tehran, Iran Mohsen Nazari Associate Prof. in Business Management, Faculty of Management, University of Tehran, Tehran, Iran 0000-0003-2861-2052 Journal Article 2015 07 11 This study aims to investigate competition and concentration in insurance industry. The researchers did so through some reliable indices including Herfindahl-Hirschman Index, and Concentration Ratio of Establishment K and based on insurance companies financial data from 2002 to 2013. The observations showed that following privatization in insurance industry in Iran, all those three indices have declined; hence, this industry has become a hard oligopoly market. Then using this indicated market structure and based on two market properties (competition and current market situation), the insurance market life cycle was determined. Accordingly, appropriate competitive strategies regarding marketing variables (product, price, distribution, and progress) were presented This study aims to investigate competition and concentration in insurance industry. The researchers did so through some reliable indices including Herfindahl-Hirschman Index, and Concentration Ratio of Establishment K and based on insurance companies financial data from 2002 to 2013. The observations showed that following privatization in insurance industry in Iran, all those three indices have declined; hence, this industry has become a hard oligopoly market. Then using this indicated market structure and based on two market properties (competition and current market situation), the insurance market life cycle was determined. Accordingly, appropriate competitive strategies regarding marketing variables (product, price, distribution, and progress) were presented https://jibm.ut.ac.ir/article_63846_75bec7f45247233d9e656ca29c7017a7.pdf